You can only cancel a payment if the person you sent money to hasn't yet enrolled with Zelle®. To check whether the payment is still pending because the recipient hasn't yet enrolled, you can go to your Activity page, choose the payment you want to cancel and then select "Cancel This Payment."
If the person you sent money to has already enrolled with Zelle®, the money is sent directly to their bank account and can’t be canceled. That’s why it's important to send money only to people you trust, and always be sure you've used the correct email address or U.S. mobile number when sending money.
If you sent money to the wrong person, we recommend contacting the recipient and requesting the money back. If you aren't able to get your money back, please contact us so we can help you.
Scheduled or recurring payments sent directly to your recipient’s account number (instead of an email address or U.S. mobile number) are made available by Varo but are a separate service from Zelle® and can take one to three business days to process. You can cancel a payment that’s scheduled in advance if the money has not already been deducted from your account.