Do I need to apply for a Varo Bank Account to use the Varo Bank app? Please upgrade your app to the most recent version to view our help center, or go to support.varomoney.com. Related articles How do I reach customer service? Can I skip applying for a Varo Bank Account when I sign up? How is my credit (spending) limit determined? How do I switch my bank account(s) to Varo Bank? Can I use my Varo Bank app when I travel internationally?