Does the Varo Bank Visa® Debit Card come with an EMV Chip? Please upgrade your app to the most recent version to view our help center, or go to support.varomoney.com. Related articles What's the Varo Believe Program? How does Varo’s digital debit card work? Social Media Accounts and Fraud/Scam Prevention How do I initiate a card dispute? How is my credit (spending) limit determined?