When do I start earning interest on my Savings Account? As soon as you put money in there. The sooner you start, the better! Related articles Where can I find the Annual Percentage Yield (APY) or interest rate for a Savings Account? How is interest calculated on my Savings Account? When is interest paid on my Savings Account? How do I Earn the Higher Interest Rate or Annual Percentage Yield (APY) on my Varo Savings Account? Can I get cash from my Savings Account at an ATM?