External transfers can take 1–4 business days due to security reasons.
There are two ways to make an external transfer: either in the Varo Bank app or from the external bank’s online banking site. These transfers are called ACH transfers and they require verification that you own the external account before you can start.
If you want to move money right away, make an instant transfer from digital wallets like Cash App, Venmo, or PayPal. We don’t charge a fee for instant transfers, but the digital wallet might.