Will applying for the Varo Believe Program impact my credit? Please upgrade your app to the most recent version to view our help center, or go to support.varomoney.com. Related articles When am I eligible to apply for the Varo Believe Program? How is my credit (spending) limit determined? How could the Varo Believe Program help increase my credit score?* What's the Varo Believe Program? How do I apply for the Varo Believe Program?