How could the Varo Believe Program help increase my credit score?* Please upgrade your app to the most recent version to view our help center, or go to support.varomoney.com. Related articles When am I eligible to apply for the Varo Believe Program? How is my credit (spending) limit determined? How does the Varo Believe Program work? What's the Varo Believe Program? How do I know when my tax refund has arrived?