How long will it take for a decision on my Varo Believe application? Varo Believe is coming soon! Once you apply, you’ll receive an email with an application decision within 2 business days. Related articles How long does it take for my Believe card to arrive? How does the Vault Account work? When am I eligible to apply for the Varo Believe Program? How do I turn on Safe Credit Builder? What if I make a late payment? Will it impact my credit score?