How long will it take for a decision on my Varo Believe application? Please upgrade your app to the most recent version to view our help center, or go to support.varomoney.com. Related articles How long does it take for my Varo Believe card to arrive? When am I eligible to apply for the Varo Believe Program? How does the Varo Believe Secured Account work? What if I make a late payment? Will it impact my credit score? How do I turn on Safe Pay?