How is the Varo Believe Program different from a traditional credit card? Please upgrade your app to the most recent version to view our help center, or go to support.varomoney.com. Related articles Is the Varo Believe Card a secured credit card? How is my credit (spending) limit determined? How does the Varo Believe Program work? How is the Varo Believe Program different from a prepaid card? What is Safe Pay?