Is the Varo Believe Card a secured credit card? Please upgrade your app to the most recent version to view our help center, or go to support.varomoney.com. Related articles What happens if I lose my card? How do I qualify for Varo Advance? I don’t see the option to apply for Varo Believe in my Varo Bank app? Can I use my Varo Believe card at an ATM? Does Varo Offer Overdraft Protection?