Is the Varo Believe Card a secured credit card? Please upgrade your app to the most recent version to view our help center, or go to support.varomoney.com. Related articles When am I eligible to apply for the Varo Believe Program? How is my credit (spending) limit determined? How is the Varo Believe Program different from a prepaid card? How will the Varo Believe Program appear on my credit report? Is interest charged on the Varo Believe Card?