What's the Varo Believe Program? Please upgrade your app to the most recent version to view our help center, or go to support.varomoney.com. Related articles How does the Varo Believe Program work? How does Varo’s digital debit card work? I moved from Varo to Varo Bank, and the IRS has my old Varo account and routing numbers on file. What do I do? When am I eligible to apply for the Varo Believe Program? How is my credit (spending) limit determined?