What's the Varo Believe Program? Please upgrade your app to the most recent version to view our help center, or go to support.varomoney.com. Related articles How does the Varo Believe Program work? When am I eligible to apply for the Varo Believe Program? How is my credit (spending) limit determined? Can I receive a PPP/SBA loan into My Varo Bank Account? How does Varo’s digital debit card work?