The Varo Believe Program is designed to help you build your credit.* It includes the Varo Believe Card to use for everyday purchases, and tools to help reserve funds to pay your bill on-time and in full. Varo will also report on your credit in the Varo Believe Program to the 3 major credit bureaus and provide credit monitoring directly in the Varo Bank app.
Once eligible for Varo Believe, you’ll be invited to apply directly in the Varo Bank app.
*Keep in mind, a variety of factors impact your credit, including payment history, utilization, derogatory marks, account age, total number of accounts, and inquiries - not all factors are equally weighted. Building your credit may take time and is a process, but the Varo Believe Program may be able to help.