What's the Varo Believe Program? Please upgrade your app to the most recent version to view our help center, or go to support.varomoney.com. Related articles When am I eligible to apply for the Varo Believe Program? How does the Varo Believe Program work? How is my credit (spending) limit determined? How do I apply for the Varo Believe Program? Will applying for the Varo Believe Program impact my credit?