How does the Varo Believe Program work? Please upgrade your app to the most recent version to view our help center, or go to support.varomoney.com. Related articles When am I eligible to apply for the Varo Believe Program? How is my credit (spending) limit determined? What's the Varo Believe Program? Does the Varo Believe Program have fees? Will applying for the Varo Believe Program impact my credit?