Can I use my Varo Believe card at an ATM? Please upgrade your app to the most recent version to view our help center, or go to support.varomoney.com. Related articles How do I apply for the Varo Believe Program? How does Varo’s digital debit card work? How long will it take for a decision on my Varo Believe application? If I use all the money I have in my Believe Secured Account, will Varo Believe report high utilization and hurt my credit score? How long does it take for my Varo Believe card to arrive?